What does a worker’s compensation cover when you’re injured? Workers’ compensation insurance pays for many work-related injuries Oregon, including long-term and repetitive motion injuries. For example, in some cases, employees are exposed to chemicals that aren’t immediately obvious over time. Other times, the effects may not become evident for years. Workers’ compensation insurance also pays for medical treatment, rehabilitation, and lost wages after an injury.
Medical Treatment
You may wonder if worker’s compensation insurance covers medical treatment if you have been injured at work. The good news is that medical treatment is often covered. Worker’s compensation insurance will pay for your doctor’s visits and other medical costs related to your work injury. For example, if you’re a painter and fall off a ladder, workers’ compensation insurance will pay for the medical treatment you need, including medications and surgery. It will even pay for the cost of physical rehabilitation.
Whether or not medical treatment is covered depends on the type of injury and its severity. In California, medical treatment must be approved by the claims administrator. It must follow scientific guidelines, and medical facilities cannot bill workers for medical treatment unrelated to their jobs. Additionally, physicians treating workers must follow …